Great Salt Lake dust storm damage - unexpected coverage

With the lake drying up weve been getting more dust storms. One damaged our cars finish and got into the HVAC. Didnt think insurance would cover but it did.

Key: it was categorized as "windstorm" damage since the wind carried the dust. Auto comprehensive covered the car, homeowners covered HVAC cleaning. For Utah folks dealing with the new dust reality - file claims as windstorm not wear and tear.