posting this because every DV thread i read before starting this said "good luck, third party DV claims are basically impossible" and that turned out to be wrong in my case. wife and i bought a 2023...
genuinely confused and hoping someone here has been through this. quick background: im 71, diagnosed with moderate OSA in april 2025 with an AHI of 22, sleep doc prescribed a ResMed AirSense 11 with a...
my dad passed in late march, completely unexpected (heart attack at 68, he had been doing fine at his physical the month before). im the executor and the named primary beneficiary on a $400k...
looking for people who have actually been through this because im starting to feel like im being slow-walked on purpose. setup: sitting at a red light on the way home from work in early may, full stop...
i need to vent because im about to lose my mind. tore my right rotator cuff (full thickness supraspinatus, confirmed on MRI) in january pulling a pallet jack that a coworker had loaded way over spec....
came home from a long weekend at my sisters place to find our back slider pried open and the house tossed. police report filed same night. they took my wifes jewelry box (her grandmothers ring, a...
quick context. rear-ended at a red light in late april by a teenager who admitted fault on scene, no question of liability. my 2019 F-150 XLT, 4x4 supercrew, 5.0L V8, 88k miles, well maintained, just...
looking for advice from anyone who has been through a pediatric pre-auth denial. my son is 9, has been snoring loud enough to hear from down the hall for almost 2 years, sleeps with his mouth open,...
not really sure where else to ask this and the funeral home director suggested looking online. my dad passed pretty unexpectedly last month, heart attack at 64, no warning. me and my sister have been...
tldr on what happened, then what we did. we run a 38 seat breakfast and lunch cafe outside Asheville. back in early february our hood vent caught a buildup grease fire during the saturday breakfast...
got rear ended at a light in St Pete back in january. my car was fine-ish (DV claim is a separate fight for another day) but i had what they ended up diagnosing as a moderate cervical strain plus an...
last september our dishwasher line started weeping into the wall behind the cabinet. didnt notice until our 3 year old started waking up with a stuffy nose every morning that summer and we tracked the...
my wife had our second daughter march 14th via scheduled C-section. her OB filled out the disability paperwork for the standard 6 week recovery, which is what every doctor and hospital we have talked...
we live in a 1996 split level outside minneapolis and we left for thanksgiving the wednesday before. set the thermostat at 62, double checked the doors, the usual. came home sunday night and i could...
looking for anyone whos been through this because im at my wits end. i have crohns and ive been stable on stelara for almost 3 years. infusion every 8 weeks, life is good, no flares. open enrollment...
so back in april some guy rear-ended me at a stoplight on his phone. clear-cut, he admitted fault on scene, his insurance (geico) accepted liability within a week. great, easy claim right? not even...
june 2025 hailstorm dropped golf ball sized hail on our neighborhood in oklahoma city for about 12 minutes. four roofs on our street were obviously trashed. mine looked fine from the ground. i was the...
genuinely confused and getting nowhere on the phone with anyone. had a scheduled outpatient shoulder surgery in march at a network hospital, with a network surgeon. did all the homework. called my...
quick background. ive had ankylosing spondylitis for almost a decade but stayed working in software through it with accommodations until late 2024 when it progressed into my cervical spine and i...
need a sanity check from people who actually know this stuff. small kitchen fire claim with travelers, filed in late january. nothing huge, total scope is around $19,400, mostly cabinets, countertops,...