I went to the ER in January because I woke up with severe chest pains radiating down my left arm. I'm 34, no history of heart problems, but I was terrified. Turns out it was a severe panic attack,...
My car got rear-ended two weeks ago by someone who ran a red light. Their fault, 100% on camera. Their insurance accepted liability no problem. Then came the offer. $4,200. For a 2019 Honda Accord...
My 2017 Hyundai Elantra with 61,000 miles got totaled last week. No major mechanical issues, clean interior, new brakes in September. The adjuster just sent the total loss valuation and it came in at...
I don't fully understand how this is legal. I hurt my back at work in November moving equipment. Filed a workers comp claim. My employer's insurer - Sedgwick - had the claim approved, sent me to their...
I work warehouse jobs and hurt my lower back at work about four months ago lifting a pallet that shifted unexpectedly. I reported it the same day, filled out the incident report, went to the company's...
We had a pretty bad hailstorm come through our neighborhood about six weeks ago. I saw a bunch of my neighbors getting their roofs inspected and a few have already started repairs covered by...
Got rear-ended six weeks ago. Total liability claim against the other driver's insurance (Geico). The other driver was 100% at fault - no dispute on that. My car has been at the body shop for almost...
I've been seeing the same therapist for about 14 months. When I started, I verified through my insurer's online directory that she was in-network for my plan with BlueCross. I confirmed it with her...
Last week our water heater started leaking slowly and we didn't catch it for a few days. By the time we did, about 600 square feet of original hardwood floors had buckled pretty badly. We filed a...
I'm still kind of in shock. My gastroenterologist referred me for a colonoscopy after I told him I'd had blood in my stool on and off for about three months. He said given my age (46), family history...
I've been on long-term disability through my employer's policy (administered by a major insurer, won't name them but you can probably guess) for about 14 months. I have a legitimate diagnosis...
Had a hailstorm hit our neighborhood in February. Adjuster came out, confirmed damage to the roof, and after two weeks we got a settlement letter for actual cash value: $9,200. Our roof replacement...
Had knee surgery in October at an in-network hospital with an in-network surgeon. Just got a bill for $4,200 from the anesthesiologist who was apparently out-of-network. Nobody told me this was even a...
i honestly dont know what to do anymore. i filed a water damage claim back in january after a pipe burst and soaked my basement. first they said "gradual damage not covered." i appealed with...
I was diagnosed with moderate sleep apnea after a sleep study my doctor ordered. My sleep specialist prescribed a CPAP. Seems straightforward, right? I've now had three prior authorization requests...
I was completely stopped at a red light on a Thursday afternoon. The guy behind me was looking at his phone and hit me going probably 30 mph. My car has $8,400 in damage, I have a neck strain my...
Finally wrapped up my collision claim after a rear-end accident in January. The other driver was clearly at fault but it still took 4 months to get paid out. Sharing what I learned in case it helps...
My basement flooded after a pipe in the wall slowly leaked over time. Didn't notice until the drywall was already destroyed. Filed with State Farm and they came back with a denial citing "gradual...
Sharing this because when it was happening to me I scoured the internet for success stories and couldnt find enough of them. Burst pipe in my crawlspace last January. The water ran for probably 18...
I went in for a routine screening colonoscopy. My doctor ordered it, i'm 52, totally standard preventive care. My insurance covers preventive colonoscopies at 100% - no cost sharing. I got the...