Floods, leaks, burst pipes
we live in a 1996 split level outside minneapolis and we left for thanksgiving the wednesday before. set the thermostat at 62, double checked the doors, the usual. came home sunday night and i could...
Pulled out our dishwasher last weekend because the kitchen smelled weird, and the entire wall behind it was soaked. The supply line had been dripping slowly behind the cabinets probably since we moved...
Posting this because the "gradual seepage" or "continuous leakage" exclusion is the single most abused denial basis in residential water damage claims, and the policy interpretation framework for...
Came home from a 4 day trip to Colorado last weekend and walked into about 2 inches of standing water in our finished basement. The cold water supply line going to the upstairs bathroom (under the...
End of January we went up to visit my wife's family for a long weekend. Temps dropped into the single digits while we were gone and the laundry room pipe behind the wall let go sometime Sunday night....
Hoping someone here has dealt with this before. We had a pipe burst in our laundry room around 2am about three weeks ago. Woke up to water across half the first floor. The shutoff was reached within...
Last week our water heater started leaking slowly and we didn't catch it for a few days. By the time we did, about 600 square feet of original hardwood floors had buckled pretty badly. We filed a...
Sharing this because when it was happening to me I scoured the internet for success stories and couldnt find enough of them. Burst pipe in my crawlspace last January. The water ran for probably 18...
After 4 months of going back and forth with my homeowners insurance, I finally got a check last week. $14,200 for the burst pipe that flooded my kitchen and part of the basement. I wanted to share...
We had a pipe burst in our basement wall in January. By the time we found it - maybe 36 hours after it happened - there was significant water damage and what turned out to be pre-existing mold behind...
My pipes froze and burst during the cold snap we had in late January. I was out of town for a work trip for 4 days - I set the thermostat to 62 before I left, which is what I always do. I came home to...
Wanted to share this because i spent a lot of time on this community reading other peoples stories when i was going through my claim and it genuinely helped. Pipe burst in my basement in January,...
In February a pipe burst in my wall while i was at work. By the time i got home there was standing water in the living room, bedroom, and it got into the crawlspace. I have a standard homeowners...
Just wanted to share a win because this community helped me so much when i was panicking in January. Pipe burst in my utility room over a long weekend, flooded about 800 sqft of my first floor...
Filed a water damage claim 3 weeks ago. Nobody has contacted me. I call every few days and get put on hold forever then told "its being processed." Meanwhile my kitchen floor is still ripped up and I...
Our area flooded badly in the spring. We have homeowners insurance AND flood insurance AND applied for FEMA assistance. The coordination between all three has been a nightmare. Homeowners says its a...
Had a pipe burst last week and filed a claim. Insurance sent out their "preferred vendor" who says the damage is minimal and quoted $2k for repairs. My own contractor says its at least $8k worth of...
I wanted to share my experience because I was ready to give up so many times during this process. What happened: Pipe burst in my ceiling, caused about $35k in damage. Insurance initially offered $12k...
Got the denial letter today for my water damage claim. They're saying its not covered but i dont understand why.Has anyone successfully appealed something like this? Do i need a lawyer or can i handle...
Update for anyone following my situation. Still waiting on the final decision for my water damage claim.They sent out a second adjuster last week which i hear can be good or bad. At least theyre...