Totaled vehicles and settlements
My 2017 Hyundai Elantra with 61,000 miles got totaled last week. No major mechanical issues, clean interior, new brakes in September. The adjuster just sent the total loss valuation and it came in at...
My 2021 Civic was rear-ended hard enough that the repair estimate came back at $12,000, which exceeded the car's value so they declared it a total loss. Fine, I understood that part. What I wasn't...
My 2019 Civic got totaled in February when someone ran a red light and hit me. Totally their fault, clear liability. Their insurer came back with a total loss offer of $15,800. I looked up my exact...
Got rear-ended pretty badly two weeks ago. My car is a 2019 Honda Accord with 61,000 miles on it, in excellent condition. No accidents on the Carfax, new tires put on last spring, recent brake job. I...
My car got totaled two weeks ago - someone ran a red light and hit me. Not my fault at all, the police report backs that up. The other driver had State Farm so I've been dealing with them directly....
My car got totaled two weeks ago - other driver ran a red light and hit me. Not my fault, filed through their liability insurer. The adjuster just sent over an ACV offer and it's about $4,200 less...
Got rear-ended three weeks ago. The other driver was 100% at fault - police report confirmed it, their insurance accepted liability right away. I thought it would be a straightforward process. It...
I am so frustrated right now. My car got totaled last week - someone ran a red light and hit me, 100% their fault. Their insurer accepted liability no problem. But then they sent me a total loss...
Got rear-ended pretty badly three weeks ago. The other driver was 100% at fault and their insurance accepted liability. My car got totaled - 2019 Honda Civic with 61,000 miles, one previous owner,...
So my car got totaled last week in an accident (other driver's fault, they ran a red light). I've been paying full coverage on my own vehicle too just in case, and now I'm glad I did - but their...
My car has $8,000 in damage and theyre saying its a total loss. Blue book is around $12,000. I love this car and the damage is mostly cosmetic - it still drives perfectly fine. Can I take the payout...
Insurance totaled my 2019 Civic and offered $8,500. I knew that was too low because the same car was selling for $12,000-$14,000 in my area. What I did: pulled 10 comparable listings from Autotrader,...
My 2019 Honda got totaled. Insurance is offering $18k but comparable cars in my area are selling for $22-24k. They say theyre using "market value" but its clearly not accurate. Do i have any leverage...
Got rear ended last week. Other driver's fault, no dispute there. But their insurance is offering me $8,500 for my car when I've seen the same year/make/model selling for $12-14k in my area. They're...
Got the denial letter today for my total loss claim. They're saying its not covered but I dont understand why.Has anyone successfully appealed something like this? Do I need a lawyer or can I handle...
Just got my first total loss situation and im pretty lost on what to do next. My insurance company is asking for documentation i dont think i have.Anyone been through this before? What kind of...