Nashville flood claim - sewer backup saved us

The flooding in Nashville got us too but luckily we had sewer backup coverage on our homeowners. Heres the thing - a lot of the flooding came up through floor drains, which is technically sewer backup not "flood."

For Tennessee homeowners: sewer backup coverage is cheap (like $50/year extra) and covers a lot of situations that regular flood insurance would handle. We got $30k covered under sewer backup that would have been denied as flood damage. Worth adding to your policy.