Noreaster damage claim in Massachusetts - what the Cape taught me

Live on Cape Cod and weve been through more noreasters than I can count. After the latest one damaged our seawall and foundation, I learned that Massachusetts has specific coastal coverage rules.

Key thing: standard homeowners often excludes flood and erosion but wind-driven rain IS usually covered. Had to fight to get my claim categorized as wind damage not flood damage. Get a restoration contractor who understands the difference to document your claim.