Tornado shelter installation - check your homeowners policy

Just a tip for Kansas homeowners - some policies actually offer discounts or coverage for installing tornado shelters. We got a below-ground shelter put in and our premium actually went down 5%.

Also, the state has a rebate program for storm shelters that can cover part of the cost. Between insurance discount and state rebate we got about $2k back on a $6k shelter. Worth looking into if youre in tornado alley.