behind-wall mold discovered during kitchen renovation, 18 months AFTER the original water claim (slow supply line leak) was paid and closed - carrier now denying remediation as "long-term mold" excluded by the FL fungi sub-limit. does the ensuing loss doctrine resurrect coverage under the original claim?
hoping the community can help me think through the coverage analysis on this one. carrier denied my mold remediation last week and i think the denial is wrong but i want a sanity check before i fire...