Workers CompPosted by confused_driver_682

Workers comp claim denied then appealed - here's what actually happened

Wanted to share my experience because when I was going through this I couldn't find many posts from people who had actually been through the full process. Short version: I won the appeal, but it took four months.

I'm a warehouse supervisor. Hurt my back in November lifting a pallet that shifted unexpectedly. Went to the ER same day, told them it happened at work, they documented it. Filed a workers comp claim the next day. Six weeks later I got a denial letter saying they couldn't verify the injury occurred in the course of employment. I was stunned - I had a same-day ER visit with work injury documented, an incident report my manager helped me fill out, and two coworkers who watched it happen.

What changed things: I filed for a formal hearing. Before the hearing, I collected written statements from both coworkers, pulled the incident report (which my employer had filed late - a fact my attorney later used), and got a copy of my ER records specifically noting "work-related injury." I also found out the original adjuster had notes in the file that were factually wrong about the timeline. Once I escalated to the adjuster's supervisor with all of this, they reversed the denial before the hearing even happened.

The whole thing was exhausting but reversible. If you're fighting a WC denial, document everything and don't assume the denial is the final answer. It often isn't.

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