How to document your claim
after going through a water damage claim last fall that took 7 months and three rounds of pushback from my carrier, i started keeping a small documentation kit at home. nothing fancy, all of it...
Just closed my first homeowners claim (wind damage to roof and fence). Whole process took 4 months. Here's what I wish someone had told me: 1. The first offer is ALWAYS low. They offered $3,200, my...
A pipe burst in our basement last night and theres about 2 inches of standing water. Never dealt with anything like this before. Before I start cleaning up, what should I document? Photos? Videos?...
Nobody reads their policy until they need it. Here are the sections that actually matter: Declarations page - your coverage limits, deductibles, and whats insured. This is page 1-2 and the most...
After going through multiple claims, here are the tools that made the biggest difference: 1. Encircle app - for contents inventory. Walk through your house recording everything on video and it helps...
Got burglarized last month and realized I had no documentation of what I owned. Made the claim process so much harder. Now I walk through my house twice a year filming everything, keep receipts in a...