Roof damage and replacement
looking for anyone who has fought a partial-roof replacement before. background: april hailstorm in north dallas, golf ball sized hail, our neighborhood got hammered. our roof is 11 years old,...
Posting this because roof depreciation disputes are one of the most common policyholder underpayment issues on hail and wind claims in tornado alley states, and the framework for forcing carriers to...
Posting this because actual cash value (ACV) roof claim shortfalls are the most common source of policyholder underpayment on storm damage losses, and the framework for forcing the carrier to pay the...
Sharing this because hail roof claims are a battleground and Allstate (along with most carriers) are getting more aggressive about denying based on the cosmetic damage exclusion. We had a major...
Writing this up because the comments on a lot of roof claim posts here helped me a ton when i was panicking in April, and i want to put the full timeline out there for the next person. Quick context....
We got hammered by a hail storm in March. Golf ball size, lasted about 20 minutes. I had two different roofing contractors come out and both said the same thing: the roof is a total loss. Impact...
We got hammered by a hail storm in March. Golf ball size, lasted about 20 minutes. I had two different roofing contractors come out and both said the same thing: the roof is a total loss. Impact...
We had a pretty bad hailstorm come through our neighborhood about six weeks ago. I saw a bunch of my neighbors getting their roofs inspected and a few have already started repairs covered by...
Had a hailstorm hit our neighborhood in February. Adjuster came out, confirmed damage to the roof, and after two weeks we got a settlement letter for actual cash value: $9,200. Our roof replacement...
We had a big hailstorm come through our area back in early March. Golf-ball sized hail, lasted maybe 20 minutes, and I could see dents in my gutters from the ground. Filed a claim with my homeowners...
We had a big hailstorm roll through our area last month. Pretty much everyone on my street filed roof claims. My neighbor across the street already got approved for a full replacement - she's getting...
Filed a claim with Travelers Insurance after a bad hailstorm in March. We had 2 inch hail, there's a verifiable weather report, and my neighbor two houses down already got his roof replaced under his...
So a hailstorm came through our neighborhood about 6 weeks ago and caused some serious damage to our roof. I filed a claim with State Farm within a few days and they sent an adjuster out pretty...
Had a pretty brutal hailstorm come through our neighborhood in March. My neighbors on either side of me both got full roof replacements approved. I filed a claim and my adjuster came out, spent about...
My roof got damaged in the hailstorm back in February and i filed a claim right away. The adjuster came out, said it looked like covered damage, and then... nothing. Three weeks later they emailed...
Had a major hail storm come through in March. Obvious damage all over the roof - dented vents, cracked shingles, gutters bent up. Filed a claim, adjuster came out, and they're offering $5,400 for what...
Last April we had a major hail storm roll through our neighborhood. Quarter-sized hail, lasted about 20 minutes, dented my gutters and patio furniture pretty badly. I filed a claim expecting this to...
We had a pretty bad hailstorm come through our area about six weeks ago. Nickel to quarter-sized hail, lasted maybe 20 minutes. My neighbor got a full roof replacement approved no problem. Mine? The...
We had a pretty nasty hail storm back in February. Quarter-size hail, the whole neighborhood got hit. I filed a claim with Allstate right away, adjuster came out and spent maybe 20 minutes up there....
I've been posting here a few times about my hail damage claim that kept getting denied and lowballed. Wanted to come back and share what finally worked because this community helped me so much when i...